Grants, payments and loans for businesses, NFPs and community groups affected by floods
If your business, community group or not-for-profit has been affected by severe weather and flooding in NSW, there are grants, payments and other assistance available.
For help finding support available
- To speak to someone on the phone, call Service NSW on 13 77 88
- Visit the Translating and Interpreting Service for help with translation online or on the phone.
- Recovery Support Services provides free, personalised, long-term assistance to anyone affected by the floods.
Australian Government reference numbers
This page uses Australian Government reference numbers (AGRNs) to identify natural disaster declarations. A full list of disaster declarations and their AGRNs is available.
Disaster relief loans
Your organisation or business may be eligible for special loans and subsidies if it was affected by floods.
Check the list of Local Government Areas (LGAs) that are eligible. This support is administered by the NSW Rural Assistance Authority (RAA).
Disaster relief loans for small business
Small businesses may be eligible for a low-interest loan up to $130,000 to help replace and repair damage caused to property.
Find out more about disaster relief loans for small business
Disaster relief loans for not-for-profits
Not-for-profit organisations affected by flooding or storm damage may apply for up to $25,000 in low-interest loans.
Find out more about disaster relief loans for not-for-profits
Disaster relief loans for sporting and recreation clubs
A low-interest loan of up to $10,000 is available to meet the costs of restoring essential club facilities, equipment or other assets that were damaged or destroyed.
Find out more about disaster relief loans for sporting and recreation clubs
Donated fodder transport subsidy
This scheme provides funding assistance to organisations that donate and transport fodder for livestock.
Find out more about the natural disaster donated fodder transport subsidy
Recovery grants
Recovery grants may be made available after extreme natural disasters. These can provide immediate relief to small businesses and not-for-profits in their recovery journey.
Visit the Rural Assistance Authority website for information on what programs are available.
$1000 SafeWork small business rebate
The $1000 rebate is available to small businesses and not-for-profits with fewer than 50 full-time employees. Sole traders can also apply.
The rebate helps organisations purchase items to improve work health and safety. To apply, you must agree to the terms and conditions.
Medium Business Support Grant
This grant is closed for new applicants. If you are an approved applicant, you can make further claims through Service NSW until 30 June 2024.
Find out more about the Medium Business Support Grant on the Service NSW website.
Community Local Infrastructure Recovery Package
This package provides funding to support small repairs and rebuilding of arts and culture.
Your organisation may be eligible if it was affected by the floods beginning in February 2022. View the list of eligible suburbs under AGRN 1012.
Find out more about the 2022 Community Local Infrastructure Recovery Package.
Disaster recovery small business grant
Applications for this grant are closed.
Find further information about the disaster recovery small business grant.
NGO Flood Recovery Program – open competitive grants
Applications for this program closed Friday 1 September 2023.
For further information, visit NGO Flood Recovery Program – open competitive grants.
Northern Rivers medium size business grant
Applications for this grant are closed.
Find information about the Northern Rivers medium size business grant
Northern Rivers Commercial Property Return to Business Support Grant
Applications for this grant are closed.
Find information about the Northern Rivers Commercial Property Return to Business Support Grant
Help with eligibility and applying for support
To receive funds of between $15,000 to $50,000, you will need to submit evidence of payment of the relevant costs at the time of application. For the June/July and August/September flood events the minimum threshold is $25,000.
Receiving some grants or loans can make you ineligible for others. You may also not be eligible if your costs can be covered another way, such as by your insurance. So, it’s important to document your circumstances and get tailored advice about what’s best for your business.
Get free legal advice with Legal Aid. You can call Legal Aid on 1800 801 529, from 9am to 5pm on weekdays.
Additional information
- Flood-contaminated land assessment (Northern Rivers)
- The Flood Property Assessment Program
- Flood clean-up assistance and advice
- Grants and payments for farmers and primary producers after floods
- Small Business Commissioner - Quick guide to making insurance claims
- Guides to help business prepare for and recover from disaster
- Have your say on business impacts of floods, storms